Natalya Zamfes
After building my career with extensive experience at Ernst & Young (EY), I discovered my true passion: supporting small business owners and individuals facing complex tax challenges. This journey inspired me to establish GEM Solutions Professional Corporation in Calgary, Alberta, with the vision of reshaping the way accountants and clients work together.
At GEM Solutions, my focus extends beyond traditional accounting. Drawing on years of hands-on experience in Canada U.S. cross border taxation, I help clients navigate the unique demands of tax compliance, planning, and strategy on both sides of the border. I understand that filing and planning around international obligations can feel overwhelming—so my mission is to make the process as seamless, transparent, and stress-free as possible.
Clients trust GEM Solutions for:
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Expert guidance from a CA, CPA with deep cross-border tax expertise
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Clear, timely communication and empathetic, client-first support
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Streamlined processes supported by secure, modern technology
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Tailored planning strategies designed for both Canadian and U.S. tax obligations
Whether you are a small business owner, an entrepreneur with cross-border ties, or an individual balancing U.S. and Canadian compliance, my goal is the same: to give you peace of mind and confidence knowing your tax obligations are handled with precision and care.
Steve Zamfes
Steve Zamfes brings a sharp eye for detail and a commitment to getting things right to every tax return he touches. With a Bachelor of Science and a background in operations and process management, Steve approaches personal tax preparation with structure, care, and a focus on results.
At Gem Solutions, Steve specializes in personal income tax returns and final tax returns, helping individuals and families navigate tax season with confidence. He takes the time to understand each client's unique situation and is dedicated to making the process as smooth and stress-free as possible.
Discover Our Story & Mission
One-Team Cross Border Filling Advantage.
Gem Solutions simplifies dual-country tax filing requirements by coordinating the U.S. and Canadian returns as a single, trusted team:
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Timely submission and streamlined management of filings
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Coordination of foreign tax credits to maximize savings
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A unified specialist team for all compliance needs
Cross Border Tax Accountant in Calgary
We're all about people
Your financial success is our priority.
Your Business Thrives on Connections, Not Just Calculations...
Our mission is to elevate the tax experience for individuals and businesses with Canada-U.S. cross-border ties—providing expert guidance and forward-thinking strategies that empower clients to maximize all available benefits while achieving full compliance in today’s complex international landscape.
Welcome to GEM Solutions Chartered Professional Accountant
Contact us
Schedule a discovery call by booking below to discuss your personal tax situation. In this call, we'll gather information and offer a tailored quote for the services you require.
