Natalya Zamfes

Natalya Zamfes, CA, CPA
Founder, GEM Solutions Professional Corporation

 

I specialize in Canada–U.S. cross-border taxation, helping individuals and business owners whose lives and finances span both sides of the border.

 

I built my career at Ernst & Young (EY), where I developed deep experience with the complex rules that apply when two tax systems meet. I founded GEM Solutions Professional Corporation in Calgary, Alberta, to bring that expertise directly to clients who need it most, and to offer a more personal, responsive way of working together.

 

Cross-border tax situations are rarely simple. U.S. citizens living in Canada, Canadians with U.S. income, property, or business interests, and people moving between the two countries all face filing requirements, treaty considerations, and planning decisions that general practitioners often don’t handle day to day. My practice is built around these situations, so you get guidance from someone who works with them every day.

 

Clients work with GEM Solutions for:

1. Specialized Canada–U.S. cross-border tax compliance and planning from a CA, CPA

2. Strategies that coordinate Canadian and U.S. obligations so nothing falls through the cracks

3. Clear, timely communication and a client-first approach

4. Secure, modern technology that keeps the process simple and efficient

 

Whether you are a U.S. citizen in Canada, a Canadian with ties to the U.S., a cross-border entrepreneur, or someone planning a move, my goal is to give you confidence that your obligations in both countries are handled with precision and care.